Financial Calculators

RRIF Calculator

Free Canadian financial calculators built for Canadian tax rules, contribution limits, and rates, covering mortgages, TFSA & RRSP growth, RESP with CESG, GIC compounding, RRIF withdrawals, HELOC, and debt repayment. No sign-up required.

Minimum withdrawal schedule and balance projection.

Utility calculators

Quick-answer tools for specific numbers — mortgages, registered accounts, savings, and debt

RRIF Details

$
years

RRSPs must be converted to RRIF by age 71

%
%

0% = minimum withdrawals only

CRA mandates minimum annual RRIF withdrawals based on your age. Withdrawals are fully taxable as income. You can always take out more than the minimum.

Withdrawal Projection

Year 1 Withdrawal

$26,400

 

Year 1 Withdrawal %

5.28%

 

Balance at Age 100

$71,984

 

Total Withdrawn (30yr)

$961,055

 

7274767880828486889092949698100$0$150.0K$300.0K$450.0K$600.0K
  • RRIF Balance
  • Annual Withdrawal

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