Financial Guides for Canadians
Clear, well-researched articles on registered accounts, credit unions, rates, and personal finance, written without advertiser influence.
Should You Invest or Pay Off Debt First? Here's How to Actually Think About It
You get a $3,000 tax refund. You have credit card debt at 20.99%, a mortgage coming up for renewal, and nothing in your TFSA. The right answer depends on what kind of debt, what accounts, and a few factors no spreadsheet captures.
The Real Cost of Living Alone in Canada Right Now
One-person households now make up nearly 30% of all households in Canada. A breakdown of what solo living actually costs, month by month and city by city.
Your TFSA Is Just a Savings Account and That's Kind of a Problem
41% of young Canadians with a TFSA aren't investing the money inside it. They're parking cash and leaving real growth on the table. Here's what a TFSA can actually do.
The FHSA Is One of the Best Things the Government Has Ever Done for Young Canadians and Most of Them Aren't Using It
In its first full year, 484,320 Canadians contributed to a First Home Savings Account. Millions more still haven't opened one. Here's what the FHSA actually does and why the delay is costing eligible Canadians.
TFSA vs RRSP vs FHSA: Stop Guessing, Here's the Actual Answer
Most Canadians have heard of all three registered accounts. Most are also at least a little confused about which one to use, when, and in what order. Here's what you actually need to know.
6 articles