Best Credit Union
GIC Rates in Manitoba 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at Manitoba credit unions. GIC deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in Manitoba
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in Manitoba by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are Manitoba credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICCompass Credit Union Limited
Cambrian Credit Union Limited
Steinbach Credit Union
Access Credit Union
Westoba Credit Union Limited
Stride Credit Union Limited
Assiniboine Credit Union Limited
Winnipeg Police Credit Union Limited
Niverville Credit Union Limited
Me-Dian Credit Union
3-Year GIC Rates
All 3-Year GICCompass Credit Union Limited
Winnipeg Police Credit Union Limited
Assiniboine Credit Union Limited
Steinbach Credit Union
Westoba Credit Union Limited
Niverville Credit Union Limited
Access Credit Union
Cambrian Credit Union Limited
Belgian-Alliance Credit Union
Stride Credit Union Limited
5-Year GIC Rates
All 5-Year GICBelgian-Alliance Credit Union
Access Credit Union
Steinbach Credit Union
Fusion Credit Union
Cambrian Credit Union Limited
Sunrise Credit Union Limited
Winnipeg Police Credit Union Limited
Westoba Credit Union Limited
Stride Credit Union Limited
Assiniboine Credit Union Limited
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Manitoba?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.