Provincial Rates·Manitoba

Best Credit Union HISA Rates in Manitoba 2026

Compare high-interest savings account rates at Manitoba credit unions. Deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM).

18 Manitoba credit unions with HISA ratesUnlimited deposit insurance

18

Manitoba credit unions with published HISA rates

Unlimited

deposit insurance coverage in Manitoba

Verified

rates sourced from official credit union websites

Deposit insurance in Manitoba

Deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

This means even large balances in a HISA at a Manitoba credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.

Full deposit insurance guide

At a glance

InsurerDeposit Guarantee Corporation of Manitoba (DGCM)
Coverage limitUnlimited
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Manitoba?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.