Best Credit Union
Mortgage Rates in British Columbia 2026
Compare 5-year fixed mortgage rates at British Columbia credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
33
British Columbia credit unions with published mortgage rates
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates in British Columbia
Sorted lowest first. Rates sourced directly from each credit union's official website.
Creston & District Credit Union
Lake View Credit Union
Prospera Credit Union
Beem Credit Union
Stellervista Credit Union
Community Savings Credit Union
Coastal Community Credit Union
VantageOne Credit Union
Vancouver Firefighters Credit Union
Salmon Arm Savings and Credit Union
Northern Savings Credit Union
Coast Capital Savings
Bulkley Valley Credit Union
Columbia Valley Credit Union
Kootenay Savings Credit Union
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond British Columbia?
Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.