Provincial Rates·Manitoba

Best Credit Union Mortgage Rates in Manitoba 2026

Compare 5-year fixed mortgage rates at Manitoba credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.

18 Manitoba credit unions with mortgage ratesVerified from official sources

18

Manitoba credit unions with published mortgage rates

In-house

most credit unions hold your mortgage rather than selling it

No commissions

rates independently verified, no referral fees

Provincial eligibility is especially important for mortgages. Credit unions are provincially chartered and typically lend only in their home province. Most will also require you to become a member, typically by purchasing a membership share ($5 to $25) and establishing eligibility by residence.

Looking beyond Manitoba?

Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.