Best Credit Union
Mortgage Rates in Prince Edward Island 2026
Compare 5-year fixed mortgage rates at Prince Edward Island credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
5
Prince Edward Island credit unions with published mortgage rates
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates in Prince Edward Island
Sorted lowest first. Rates sourced directly from each credit union's official website.
Coast Capital Savings
Innovation Federal Credit Union
Provincial Credit Union Limited
Alterna Bank
Consolidated Credit Union
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Prince Edward Island?
Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.