Best Credit Union
Mortgage Rates in St. Catharines 2026
Compare 5-year fixed mortgage rates at credit unions serving St. Catharines. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
50
credit unions with published mortgage rates available to St. Catharines residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for St. Catharines residents
St. Catharines-headquartered credit unions first, then other Ontario options. Sorted lowest first within each tier.
Meridian Credit Union
Firstontario Credit Union Limited
Bay Credit Union Limited
Your Neighbourhood Credit Union
Northern Credit Union Limited
Mainstreet Credit Union Limited
Smith Falls Community Credit Union Limited
Oshawa Community Credit Union
Libro Credit Union
The Police Credit Union Limited
Southwest Regional Credit Union
Ontario Provincial Police Association Credit Union Limited
Caisse Populaire Alliance Limitée
Ontario Educational Credit Union Limited
Ukrainian Credit Union Limited
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
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