Best Credit Union
Mortgage Rates in Thunder Bay 2026
Compare 5-year fixed mortgage rates at credit unions serving Thunder Bay. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
50
credit unions with published mortgage rates available to Thunder Bay residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for Thunder Bay residents
Thunder Bay-headquartered credit unions first, then other Ontario options. Sorted lowest first within each tier.
Bay Credit Union Limited
Your Neighbourhood Credit Union
Northern Credit Union Limited
Mainstreet Credit Union Limited
Smith Falls Community Credit Union Limited
Oshawa Community Credit Union
Libro Credit Union
The Police Credit Union Limited
Southwest Regional Credit Union
Ontario Provincial Police Association Credit Union Limited
Meridian Credit Union
Caisse Populaire Alliance Limitée
Ontario Educational Credit Union Limited
Ukrainian Credit Union Limited
DUCA Financial Services
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
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See every credit union serving Ontario, or compare mortgage rates across the whole country.