Equity Credit Union Inc.
Member-owned banking across Ontario since 1952.
Overview
No detailed description available.
Members
4200
Assets
$370 million
Branches
1
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings2.50%up to
1-Year GIC3.25%
3-Year GIC3.55%
5-Year Fixed Mortgage5.15%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.25% |
| 3-Year GIC | 3.55% |
| 5-Year GIC | 3.75% |
Pros
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Rates not publicly published — must contact branch
- • Limited digital banking features compared to larger institutions
- • Single-branch location — limited in-person access
Best For
Residents of ON looking for a local banking alternative
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
Ontario residents
Open to residents of Ontario. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website