OP Credit Union
Financial services for Ontario's Finnish community.
Overview
No detailed description available.
Branches
1
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.50%up to
1-Year GIC1.75%
3-Year GIC2.10%
5-Year Fixed MortgageNot available
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 1.75% |
| 3-Year GIC | 2.10% |
Pros
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Below-average GIC rates (1.75% on 1-year terms)
- • Limited digital banking features compared to larger institutions
- • Single-branch location — limited in-person access
Best For
Eligible members seeking personalized service
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
European descent or work for a European organization
Closed-bond ethnic credit union. To become a member you must be of European descent or work for a European organization. Max 3% of members may be non-European, subject to board approval.
Membership Share (Fee)$50 share purchase (10 shares x $5)
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website