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Osoyoos Credit Union

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HQ: Osoyoos, BC
250-495-6522

Overview

No detailed description available.

Branches
1

Current Rates

Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings1.00%up to
1-Year GIC2.95%
3-Year GIC3.00%
5-Year Fixed Mortgage4.24%

GIC Rate Ladder

TermRate
1-Year GIC2.95%
3-Year GIC3.00%
5-Year GIC3.30%

Pros

  • Solid mobile and online banking with Interac e-Transfer
  • Full wealth management and investment services available

Cons

  • Single-branch location — limited in-person access

Best For

Residents of BC looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

British Columbia residents

Open to residents of British Columbia. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDIC

Coverage Limit

Unlimited

BC's Credit Union Deposit Insurance Corporation (CUDIC), administered by the BC Financial Services Authority (BCFSA), provides unlimited protection on all eligible deposits.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website