Overview
Servus Credit Union is an Alberta-based credit union offering personal and business banking, mortgages, investments, and insurance products. The institution publishes detailed rate tables (savings, GICs, RRSP/RRIF) and provides online & mobile banking channels.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.10% |
| 3-Year GIC | 3.30% |
| 5-Year GIC | 3.35% |
Pros
- • Solid savings rate of 0.75%
- • Competitive GIC rates (3.1% on 1-year terms)
- • Full-featured digital banking — app, online, e-Transfer and broad ATM access
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Products & Accounts
Membership Eligibility
Membership required; see Servus for full membership criteria.
Anyone who lives, works, worships, or attends school in Alberta can join Servus Credit Union.
Deposit Protection
CUDGC
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Alberta credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network (no-fee ATMs across Canada)
- Digital Ratingexcellent
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.
Official Website