Synergy Credit Union
Comprehensive financial services across Saskatchewan.
Overview
No detailed description available.
Founded
1943
Members
27000
Assets
$2 billion
Branches
12
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.55%up to
1-Year GIC3.00%
3-Year GIC2.60%
5-Year Fixed Mortgage4.09%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.00% |
| 3-Year GIC | 2.60% |
| 5-Year GIC | 2.80% |
Pros
- • Competitive GIC rates (3.0% on 1-year terms)
- • Solid mobile and online banking with Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Open to all Canadians — easy to join
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Residents of SK looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesMembers wanting full-service banking with investment options
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Saskatchewan residents
Open to residents of Saskatchewan. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
CUDGC
Coverage Limit
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website