Transcanada Credit Union
Member-owned banking serving Central Alberta since 1952.
Overview
No detailed description available.
Branches
1
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings1.50%up to
1-Year GIC3.30%
3-Year GIC3.35%
5-Year Fixed Mortgage3.99%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.30% |
| 3-Year GIC | 3.35% |
| 5-Year GIC | 3.35% |
Pros
- • High-interest savings rate of 1.5% — competitive nationally
- • Competitive GIC rates (3.3% on 1-year terms)
- • Highly competitive mortgage rates (5yr fixed at 3.99%)
- • Solid mobile and online banking with Interac e-Transfer
Cons
- • Single-branch location — limited in-person access
- • Membership restricted — not open to general public
Best For
Eligible members seeking personalized serviceSavers seeking above-average deposit ratesHomebuyers seeking competitive mortgage rates
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Alberta residents
Open to residents of Alberta. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
CUDGC
Coverage Limit
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Alberta credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website