Best Credit Union
GIC Rates in British Columbia 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at British Columbia credit unions. GIC deposits at British Columbia credit unions are protected with no dollar limit by Credit Union Deposit Insurance Corporation of BC (CUDIC).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in British Columbia
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in British Columbia by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are British Columbia credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICIsland Savings, A Division of Tru Cooperative/First West Credit Union
Envision Financial, A Division of Tru Cooperative/First West Credit Union
Valley First, A Division of First West Credit Union
Cascadia Credit Union
Osoyoos Credit Union
Revelstoke Credit Union
Salmon Arm Savings and Credit Union
Vancity
First Credit Union
Prospera Credit Union
3-Year GIC Rates
All 3-Year GICProspera Credit Union
Envision Financial, A Division of Tru Cooperative/First West Credit Union
Island Savings, A Division of Tru Cooperative/First West Credit Union
Coast Capital Savings
Vancity
Valley First, A Division of First West Credit Union
Cascadia Credit Union
First Credit Union
Salmon Arm Savings and Credit Union
Vancouver Firefighters Credit Union
5-Year GIC Rates
All 5-Year GICCoast Capital Savings
Cascadia Credit Union
Island Savings, A Division of Tru Cooperative/First West Credit Union
Envision Financial, A Division of Tru Cooperative/First West Credit Union
Salmon Arm Savings and Credit Union
Prospera Credit Union
Valley First, A Division of First West Credit Union
Revelstoke Credit Union
First Credit Union
Osoyoos Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond British Columbia?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.