Best Credit Union
GIC Rates in Newfoundland and Labrador 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at Newfoundland and Labrador credit unions. GIC deposits at Newfoundland and Labrador credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in Newfoundland and Labrador
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in Newfoundland and Labrador by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are Newfoundland and Labrador credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICReddy Kilowatt Credit Union Limited
Public Service Credit Union Limited
Newfoundland and Labrador Credit Union
Community Credit Union Limited
Atlantic Edge Credit Union Limited
Venture Credit Union Limited
Innovation Federal Credit Union
Coast Capital Savings
Alterna Bank
3-Year GIC Rates
All 3-Year GICAtlantic Edge Credit Union Limited
Public Service Credit Union Limited
Community Credit Union Limited
Newfoundland and Labrador Credit Union
Reddy Kilowatt Credit Union Limited
Venture Credit Union Limited
Coast Capital Savings
Alterna Bank
Innovation Federal Credit Union
5-Year GIC Rates
All 5-Year GICVenture Credit Union Limited
Newfoundland and Labrador Credit Union
Public Service Credit Union Limited
Community Credit Union Limited
Atlantic Edge Credit Union Limited
Reddy Kilowatt Credit Union Limited
Coast Capital Savings
Alterna Bank
Innovation Federal Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Newfoundland and Labrador?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.