Public Service Credit Union Limited
Serving Newfoundland and Labrador public servants.
Overview
No detailed description available.
Branches
1
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.50%up to
1-Year GIC2.50%
3-Year GIC2.65%
5-Year Fixed Mortgage4.79%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.50% |
| 3-Year GIC | 2.65% |
| 5-Year GIC | 2.75% |
Pros
- • Full wealth management and investment services available
Cons
- • Limited digital banking features compared to larger institutions
- • Single-branch location — limited in-person access
Best For
Residents of NL looking for a local banking alternativeMembers wanting full-service banking with investment options
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Newfoundland and Labrador residents
Open to residents of Newfoundland and Labrador. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
CUDGC
Coverage Limit
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) guarantees all eligible deposits at Newfoundland and Labrador credit unions without limit.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM Networkding free® ATM Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website