Best Credit Union
GIC Rates in Prince Edward Island 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at Prince Edward Island credit unions. GIC deposits at Prince Edward Island credit unions are protected up to $250,000 per insured category by PEI Credit Union Deposit Insurance Corporation.
100% safe
principal + interest guaranteed regardless of market conditions
$250,000 per insured category
deposit insurance coverage in Prince Edward Island
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in Prince Edward Island by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are Prince Edward Island credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICConsolidated Credit Union
Provincial Credit Union Limited
Souris Credit Union Limited
Innovation Federal Credit Union
Coast Capital Savings
Alterna Bank
3-Year GIC Rates
All 3-Year GICConsolidated Credit Union
Provincial Credit Union Limited
Souris Credit Union Limited
Coast Capital Savings
Alterna Bank
Innovation Federal Credit Union
5-Year GIC Rates
All 5-Year GICConsolidated Credit Union
Provincial Credit Union Limited
Souris Credit Union Limited
Coast Capital Savings
Alterna Bank
Innovation Federal Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Prince Edward Island?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.