Overview
No detailed description available.
Branches
1
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings2.65%up to
1-Year GIC2.45%
3-Year GIC2.65%
5-Year Fixed MortgageNot available
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.45% |
| 3-Year GIC | 2.65% |
| 5-Year GIC | 2.80% |
Pros
- • High-interest savings rate of 2.45% — competitive nationally
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Full wealth management and investment services available
Cons
- • Limited digital banking features compared to larger institutions
- • Single-branch location — limited in-person access
Best For
Residents of PE looking for a local banking alternativeSavers seeking above-average deposit ratesMembers wanting full-service banking with investment options
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Prince Edward Island residents
Open to residents of Prince Edward Island. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
PEI CUDIC
Coverage Limit
$250,000 per category
PEI Credit Union Deposit Insurance Corporation (PEI CUDIC) provides deposit protection up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website