Best Credit Union
GIC Rates in Winnipeg 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at credit unions serving Winnipeg. GIC deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in Manitoba
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates for Winnipeg residents
Winnipeg-headquartered credit unions first, then other Manitoba options. Sorted by rate within each tier.
Most credit unions serving Winnipeg require Manitoba residency or open-to-all membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICCambrian Credit Union Limited
Winnipeg Police Credit Union Limited
Assiniboine Credit Union Limited
Belgian-Alliance Credit Union
Me-Dian Credit Union
Compass Credit Union Limited
Steinbach Credit Union
Niverville Credit Union Limited
Access Credit Union
Westoba Credit Union Limited
3-Year GIC Rates
All 3-Year GICWinnipeg Police Credit Union Limited
Assiniboine Credit Union Limited
Cambrian Credit Union Limited
Belgian-Alliance Credit Union
Me-Dian Credit Union
Compass Credit Union Limited
Steinbach Credit Union
Access Credit Union
Westoba Credit Union Limited
Niverville Credit Union Limited
5-Year GIC Rates
All 5-Year GICBelgian-Alliance Credit Union
Cambrian Credit Union Limited
Winnipeg Police Credit Union Limited
Assiniboine Credit Union Limited
Me-Dian Credit Union
Steinbach Credit Union
Access Credit Union
Fusion Credit Union
Westoba Credit Union Limited
Stride Credit Union Limited
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Winnipeg?
See every credit union serving Manitoba, or compare GIC rates across the whole country.