Provincial Rates·British Columbia

Best Credit Union HISA Rates in British Columbia 2026

Compare high-interest savings account rates at British Columbia credit unions. Deposits at British Columbia credit unions are protected with no dollar limit by Credit Union Deposit Insurance Corporation of BC (CUDIC).

32 British Columbia credit unions with HISA ratesUnlimited deposit insurance

32

British Columbia credit unions with published HISA rates

Unlimited

deposit insurance coverage in British Columbia

Verified

rates sourced from official credit union websites

Deposit insurance in British Columbia

Deposits at British Columbia credit unions are protected with no dollar limit by Credit Union Deposit Insurance Corporation of BC (CUDIC). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

This means even large balances in a HISA at a British Columbia credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.

Full deposit insurance guide

At a glance

InsurerCredit Union Deposit Insurance Corporation of BC (CUDIC)
Coverage limitUnlimited
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond British Columbia?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.