Provincial Rates·Newfoundland and Labrador

Best Credit Union HISA Rates in Newfoundland and Labrador 2026

Compare high-interest savings account rates at Newfoundland and Labrador credit unions. Deposits at Newfoundland and Labrador credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador).

9 Newfoundland and Labrador credit unions with HISA ratesUnlimited deposit insurance

9

Newfoundland and Labrador credit unions with published HISA rates

Unlimited

deposit insurance coverage in Newfoundland and Labrador

Verified

rates sourced from official credit union websites

HISA rates at Newfoundland and Labrador credit unions

Sorted by rate, highest first. Rates sourced directly from each credit union's official website.

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Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.

Deposit insurance in Newfoundland and Labrador

Deposits at Newfoundland and Labrador credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

This means even large balances in a HISA at a Newfoundland and Labrador credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.

Full deposit insurance guide

At a glance

InsurerCredit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador)
Coverage limitUnlimited
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Newfoundland and Labrador?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.