Provincial Rates·Prince Edward Island

Best Credit Union HISA Rates in Prince Edward Island 2026

Compare high-interest savings account rates at Prince Edward Island credit unions. Deposits at Prince Edward Island credit unions are protected up to $250,000 per insured category by PEI Credit Union Deposit Insurance Corporation.

6 Prince Edward Island credit unions with HISA ratesUp to $250,000 per insured category insured

6

Prince Edward Island credit unions with published HISA rates

$250,000 per insured category

deposit insurance coverage in Prince Edward Island

Verified

rates sourced from official credit union websites

HISA rates at Prince Edward Island credit unions

Sorted by rate, highest first. Rates sourced directly from each credit union's official website.

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Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.

Deposit insurance in Prince Edward Island

Deposits at Prince Edward Island credit unions are protected up to $250,000 per insured category by PEI Credit Union Deposit Insurance Corporation. This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.

Full deposit insurance guide

At a glance

InsurerPEI Credit Union Deposit Insurance Corporation
Coverage limit$250,000 per insured category
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Prince Edward Island?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.