City Rates·London, Ontario

Best Credit Union Mortgage Rates in London 2026

Compare 5-year fixed mortgage rates at credit unions serving London. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.

50 credit unions available to London residentsVerified from official sources

50

credit unions with published mortgage rates available to London residents

In-house

most credit unions hold your mortgage rather than selling it

No commissions

rates independently verified, no referral fees

Provincial eligibility is especially important for mortgages. Credit unions are provincially chartered and typically lend only on properties within their home province. Most also require you to become a member, typically by purchasing a membership share ($5 to $25) and establishing eligibility by residence in Ontario.

5-year fixed mortgage rates for London residents

London-headquartered credit unions first, then other Ontario options. Sorted lowest first within each tier.

All London credit unions
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Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.

Looking beyond London?

See every credit union serving Ontario, or compare mortgage rates across the whole country.