Windsor Family Credit Union Limited
WFCU Credit Union is Ontario's one-stop-shop for personal banking, mortgages and investments.
Overview
No detailed description available.
Founded
1941
Members
80000
Assets
$5 billion
Branches
24
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.50%up to
1-Year GIC3.30%
3-Year GIC3.40%
5-Year Fixed Mortgage4.49%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.30% |
| 3-Year GIC | 3.40% |
| 5-Year GIC | 3.05% |
Pros
- • Competitive GIC rates (3.3% on 1-year terms)
- • Solid mobile and online banking with Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Open to all Canadians — easy to join
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Residents of ON looking for a local banking alternativeMembers wanting full-service banking with investment options
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Ontario residents
Open to residents of Ontario. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website