Best Credit Union
Mortgage Rates in Newfoundland and Labrador 2026
Compare 5-year fixed mortgage rates at Newfoundland and Labrador credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
8
Newfoundland and Labrador credit unions with published mortgage rates
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates in Newfoundland and Labrador
Sorted lowest first. Rates sourced directly from each credit union's official website.
Community Credit Union Limited
Coast Capital Savings
Newfoundland and Labrador Credit Union
Atlantic Edge Credit Union Limited
Innovation Federal Credit Union
Public Service Credit Union Limited
Alterna Bank
Reddy Kilowatt Credit Union Limited
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Newfoundland and Labrador?
Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.