Best Credit Union
Mortgage Rates in Victoria 2026
Compare 5-year fixed mortgage rates at credit unions serving Victoria. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
31
credit unions with published mortgage rates available to Victoria residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for Victoria residents
Victoria-headquartered credit unions first, then other British Columbia options. Sorted lowest first within each tier.
Island Savings, A Division of Tru Cooperative/First West Credit Union
Creston & District Credit Union
Lake View Credit Union
Beem Credit Union
Community Savings Credit Union
Kootenay Savings Credit Union
Coastal Community Credit Union
Stellervista Credit Union
Bulkley Valley Credit Union
Northern Savings Credit Union
Columbia Valley Credit Union
Nelson & District Credit Union
Khalsa Credit Union
Williams Lake and District Credit Union
Vancouver Firefighters Credit Union
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Victoria?
See every credit union serving British Columbia, or compare mortgage rates across the whole country.