Best Credit Union
Mortgage Rates in Winnipeg 2026
Compare 5-year fixed mortgage rates at credit unions serving Winnipeg. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
18
credit unions with published mortgage rates available to Winnipeg residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for Winnipeg residents
Winnipeg-headquartered credit unions first, then other Manitoba options. Sorted lowest first within each tier.
Me-Dian Credit Union
Cambrian Credit Union Limited
Belgian-Alliance Credit Union
Winnipeg Police Credit Union Limited
Assiniboine Credit Union Limited
Steinbach Credit Union
Swan Valley Credit Union Limited
Sunrise Credit Union Limited
Access Credit Union
Westoba Credit Union Limited
Flin Flon Credit Union Limited
Stride Credit Union Limited
Niverville Credit Union Limited
Fusion Credit Union
Compass Credit Union Limited
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Winnipeg?
See every credit union serving Manitoba, or compare mortgage rates across the whole country.