Affinity Credit Union
Saskatchewan's largest credit union
Overview
Affinity Credit Union is Saskatchewan's largest credit union with over 140,000 members. Formed through the merger of multiple Saskatchewan credit unions, Affinity offers a comprehensive range of products backed by Saskatchewan's unlimited deposit protection.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.70% |
| 3-Year GIC | 2.85% |
| 5-Year GIC | 3.10% |
Pros
- • Highly competitive mortgage rates (5yr fixed at 3.99%)
- • Solid mobile and online banking with Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Extensive branch network with 57+ locations
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Products & Accounts
Membership Eligibility
Must live or work in Saskatchewan
Membership is open to residents or those working in Saskatchewan.
Deposit Protection
CUDGC
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.
Official Website