East Coast Credit Union Limited
Member-owned banking on Cape Breton Island.
Overview
No detailed description available.
Founded
2011
Members
46814
Assets
$1.5 billion
Branches
22
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.65%up to
1-Year GIC2.45%
3-Year GIC2.70%
5-Year Fixed Mortgage3.99%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.45% |
| 3-Year GIC | 2.70% |
| 5-Year GIC | 3.00% |
Pros
- • Solid mobile and online banking with Interac e-Transfer
- • Access to THE EXCHANGE + ACCULINK ATM network — thousands of surcharge-free ATMs
- • Open to all Canadians — easy to join
- • Full wealth management and investment services available
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Residents of NS looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesMembers wanting full-service banking with investment options
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
FHSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Nova Scotia residents
Open to Nova Scotia residents. Born out of 2011 merger with Heritage Credit Union.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
NSCUDIC
Coverage Limit
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network (ACCULINK)
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website