Tru Cooperative Bank | Formerly First West Credit Union
BC's third-largest credit union
Overview
Tru Cooperative is one of BC's largest credit unions, operating under the Envision Financial, Island Savings, Valley First, and Enderby & District brands. With over 230,000 members and strong community roots across BC, First West offers comprehensive banking with competitive rates.
Current Rates
Rate data not yet available
Visit the official website for current rates.www.firstwestcu.ca
Pros
- • Competitive GIC rates (3.01% on 1-year terms)
- • Solid mobile and online banking with Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Extensive branch network with 46+ locations
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Products & Accounts
Membership Eligibility
Must live or work in BC service areas
Tru Cooperative serves communities across BC through its divisions. Most BC residents qualify.
Deposit Protection
CDIC
$100,000 per category
As a federal credit union, Tru Cooperative is insured by CDIC (Canada Deposit Insurance Corporation) at $100,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 23, 2026. Always verify rates directly on the official website before making financial decisions.
Official Website