Fort York Community Credit Union Limited
Free banking and a $1,000 overdraft facility.
Overview
No detailed description available.
Branches
3
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings1.50%up to
1-Year GIC2.75%
3-Year GICNot available
5-Year Fixed MortgageNot available
Pros
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Rates not publicly published — must contact branch
- • Limited digital banking features compared to larger institutions
- • Limited branch presence (3 locations)
Best For
Residents of ON looking for a local banking alternative
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
Ontario residents
Originally serving specific community; now broadly open to Ontario residents.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website