Golden Horseshoe Credit Union Limited
Your credit union in Hamilton and the Golden Horseshoe.
Overview
No detailed description available.
Members
3200
Branches
2
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.15%up to
1-Year GIC2.65%
3-Year GIC2.70%
5-Year Fixed Mortgage4.59%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.65% |
| 3-Year GIC | 2.70% |
| 5-Year GIC | 2.80% |
Pros
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Limited digital banking features compared to larger institutions
- • Limited branch presence (2 locations)
Best For
Residents of ON looking for a local banking alternative
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
Ontario residents
Open to residents of Ontario. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website