Moya Financial Credit Union Limited
Full range of financial services for our members and communities
Overview
No detailed description available.
Founded
2016
Members
5373
Assets
$405 million
Branches
4
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.50%up to
1-Year GIC3.10%
3-Year GIC2.90%
5-Year Fixed Mortgage4.39%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.10% |
| 3-Year GIC | 2.90% |
| 5-Year GIC | 2.90% |
Pros
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Rates not publicly published — must contact branch
- • Limited digital banking features compared to larger institutions
- • Membership restricted — not open to general public
Best For
Eligible members seeking personalized service
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
Ontario residents
Originally founded as TTC Employees Credit Union; after merger with Pace Savings, became Moya Financial Credit Union and is now open to Ontario residents broadly. $50 membership share purchase required.
Membership Share (Fee)$50 share purchase (refundable)
Deposit Protection
Insuring Body
FSRA
Coverage Limit
$250,000 per category
Financial Services Regulatory Authority of Ontario (FSRA) insures eligible deposits up to $250,000 per category at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website