CreditUnionDirectory.ca
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Omista Credit Union

Find the competitive interest rate you need for any product

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HQ: Moncton, NB
506.858.7206
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Overview

OMISTA Credit Union is a New Brunswick-based credit union offering personal and business banking products including accounts, mortgages, investments and insurance. The website provides published rates for mortgages, GICs, term deposits and savings, and allows online account and GIC access.

Founded
1938
Members
10000
Assets
$400 million
Branches
4

Current Rates

Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings1.00%up to
1-Year GIC2.75%
3-Year GIC3.00%
5-Year Fixed Mortgage6.09%

GIC Rate Ladder

TermRate
1-Year GIC2.75%
3-Year GIC3.00%
5-Year GIC3.25%

Pros

  • • Solid savings rate of 1.0%
  • • Solid mobile and online banking with Interac e-Transfer

Cons

  • • Mortgage rates above market average (6.09% 5yr fixed)

Best For

Residents of NB looking for a local banking alternative

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Credit Cards

Membership Eligibility

StatusRestricted
Requirements:

New Brunswick residents

Open to New Brunswick residents.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

NBCUDIC

Coverage Limit

$250,000 per category

New Brunswick Credit Union Deposit Insurance Corporation (NBCUDIC) provides $250,000 deposit protection per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkAccess to over 3,000 ATMs across Canada - surcharge free.
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website