Overview
No detailed description available.
Founded
2025
Members
33000
Assets
$2 billion
Branches
32
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.65%up to
1-Year GIC2.68%
3-Year GIC2.61%
5-Year Fixed Mortgage3.96%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.68% |
| 3-Year GIC | 2.61% |
| 5-Year GIC | 2.80% |
Pros
- • Highly competitive mortgage rates (5yr fixed at 3.96%)
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Extensive branch network with 32+ locations
- • Open to all Canadians — easy to join
Cons
- • Limited digital banking features compared to larger institutions
Best For
Residents of SK looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesFarmers and agricultural businesses
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Agriculture
Membership Eligibility
StatusRestricted
Requirements:
Saskatchewan residents
Prosperity Credit Union formed January 1, 2025 from Prairie Centre, Cypress and Diamond North Credit Unions.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
CUDGC
Coverage Limit
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website