Sydney Credit Union Limited
Member-owned banking in Sydney, Nova Scotia.
Overview
No detailed description available.
Branches
4
Current Rates
Verified (Official Source)· Last checked Apr 16, 2026 (2d ago)
High Interest Savings0.75%up to
1-Year GIC2.55%
3-Year GIC2.85%
5-Year Fixed Mortgage6.29%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.55% |
| 3-Year GIC | 2.85% |
| 5-Year GIC | 3.05% |
Pros
- • Solid savings rate of 0.75%
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Limited digital banking features compared to larger institutions
Best For
Residents of NS looking for a local banking alternative
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Membership Eligibility
StatusRestricted
Requirements:
Nova Scotia residents
Open to residents of Nova Scotia. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
NSCUDIC
Coverage Limit
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official Website