UNI Financial Corporation
UNI Financial Cooperation (trade name of Caisse populaire acadienne ltée)
Overview
UNI (trade name of Caisse populaire acadienne ltée) is a New Brunswick credit union offering retail and business banking, term savings and wealth services in English and French. The site identifies UNI as the trade name used by Caisse populaire acadienne ltée and shows product pages for term savings, mortgages, RRSP loans and lines of credit.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.50% |
| 3-Year GIC | 2.80% |
| 5-Year GIC | 3.15% |
Pros
- • Solid mobile and online banking with Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
- • Extensive branch network with 35+ locations
- • Large membership base (178000 members) — financially stable and well-resourced
Cons
- • Smaller institution — fewer specialized product tiers than major banks
Best For
Products & Accounts
Membership Eligibility
New Brunswick residents
Primarily serves Francophone Acadian New Brunswickers. Open to NB residents; main focus is the Acadian French-speaking community.
Deposit Protection
NBCUDIC
$250,000 per category
New Brunswick Credit Union Deposit Insurance Corporation (NBCUDIC) provides $250,000 deposit protection per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.
Official Website