Best Credit Union
GIC Rates in Alberta 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at Alberta credit unions. GIC deposits at Alberta credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in Alberta
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in Alberta by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are Alberta credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICTranscanada Credit Union
Bow Valley Credit Union
Servus Credit Union
Lakeland Credit Union
Vision Credit Union
1st Choice Savings & Credit Union
Khalsa Credit Union (Alberta)
Vermilion Credit Union
Christian Credit Union
Rocky Credit Union
3-Year GIC Rates
All 3-Year GICTranscanada Credit Union
Servus Credit Union
Vision Credit Union
Bow Valley Credit Union
1st Choice Savings & Credit Union
Lakeland Credit Union
Khalsa Credit Union (Alberta)
Vermilion Credit Union
Rocky Credit Union
Christian Credit Union
5-Year GIC Rates
All 5-Year GICVision Credit Union
Servus Credit Union
Transcanada Credit Union
Bow Valley Credit Union
1st Choice Savings & Credit Union
Khalsa Credit Union (Alberta)
Vermilion Credit Union
Lakeland Credit Union
Christian Credit Union
Rocky Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Alberta?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.