Best Credit Union
GIC Rates in Halifax 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at credit unions serving Halifax. GIC deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC).
100% safe
principal + interest guaranteed regardless of market conditions
$250,000 per insured category
deposit insurance coverage in Nova Scotia
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates for Halifax residents
Halifax-headquartered credit unions first, then other Nova Scotia options. Sorted by rate within each tier.
Most credit unions serving Halifax require Nova Scotia residency or open-to-all membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICInova Credit Union Limited
Acadian Credit Union Limited
Caisse Populaire De Clare Limitée
Cape Breton Credit Union Limited
Sydney Credit Union Limited
Nova Scotia Teachers Credit Union Limited
St. Joseph's Credit Union Limited
Glace Bay Central Credit Union Limited
Valley Credit Union Limited
Mosaik Credit Union Limited
3-Year GIC Rates
All 3-Year GICInova Credit Union Limited
Cape Breton Credit Union Limited
Glace Bay Central Credit Union Limited
St. Joseph's Credit Union Limited
Caisse Populaire De Clare Limitée
Acadian Credit Union Limited
Sydney Credit Union Limited
Valley Credit Union Limited
The Dominion Credit Union Limited
New Waterford Credit Union
5-Year GIC Rates
All 5-Year GICInova Credit Union Limited
Cape Breton Credit Union Limited
Glace Bay Central Credit Union Limited
St. Joseph's Credit Union Limited
Caisse Populaire De Clare Limitée
Acadian Credit Union Limited
Coastal Financial Credit Union Limited
Sydney Credit Union Limited
The Dominion Credit Union Limited
New Waterford Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Halifax?
See every credit union serving Nova Scotia, or compare GIC rates across the whole country.