Best Credit Union
GIC Rates in Nova Scotia 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at Nova Scotia credit unions. GIC deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC).
100% safe
principal + interest guaranteed regardless of market conditions
$250,000 per insured category
deposit insurance coverage in Nova Scotia
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates in Nova Scotia by term
Rates sourced directly from official credit union websites. Shown highest first within each term.
These are Nova Scotia credit unions only. Some may require provincial residency for membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICNova Scotia Teachers Credit Union Limited
Acadian Credit Union Limited
Cape Breton Credit Union Limited
Sydney Credit Union Limited
St. Joseph's Credit Union Limited
Caisse Populaire De Clare Limitée
Glace Bay Central Credit Union Limited
Valley Credit Union Limited
New Waterford Credit Union
The Dominion Credit Union Limited
3-Year GIC Rates
All 3-Year GICSydney Credit Union Limited
Acadian Credit Union Limited
St. Joseph's Credit Union Limited
Glace Bay Central Credit Union Limited
Cape Breton Credit Union Limited
Caisse Populaire De Clare Limitée
Valley Credit Union Limited
The Dominion Credit Union Limited
New Waterford Credit Union
East Coast Credit Union Limited
5-Year GIC Rates
All 5-Year GICCoastal Financial Credit Union Limited
Acadian Credit Union Limited
St. Joseph's Credit Union Limited
Glace Bay Central Credit Union Limited
Cape Breton Credit Union Limited
Caisse Populaire De Clare Limitée
Sydney Credit Union Limited
Valley Credit Union Limited
The Dominion Credit Union Limited
New Waterford Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Nova Scotia?
Some credit unions accept members from anywhere in Canada. Our national GIC rate rankings include every credit union in our directory, sorted by rate across all three terms.