Provincial Rates·Nova Scotia

Best Credit Union HISA Rates in Nova Scotia 2026

Compare high-interest savings account rates at Nova Scotia credit unions. Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC).

14 Nova Scotia credit unions with HISA ratesUp to $250,000 per insured category insured

14

Nova Scotia credit unions with published HISA rates

$250,000 per insured category

deposit insurance coverage in Nova Scotia

Verified

rates sourced from official credit union websites

Deposit insurance in Nova Scotia

Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.

Full deposit insurance guide

At a glance

InsurerNova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC)
Coverage limit$250,000 per insured category
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Nova Scotia?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.