Best Credit Union
HISA Rates in Ontario 2026
Compare high-interest savings account rates at Ontario credit unions. Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA).
50
Ontario credit unions with published HISA rates
$250,000 per insured category
deposit insurance coverage in Ontario
Verified
rates sourced from official credit union websites
HISA rates at Ontario credit unions
Sorted by rate, highest first. Rates sourced directly from each credit union's official website.
Korean Catholic Church Credit Union Limited
Lighthouse Credit Union
Equity Credit Union Inc.
Parama Credit Union Limited
Kawartha Credit Union Limited
Southwest Regional Credit Union
Luminus Financial Services & Credit Union Limited
Fort York Community Credit Union Limited
Northern Credit Union Limited
Talka Credit Union Limited
Alterna Bank
Ukrainian Credit Union Limited
Northern Birch Credit Union Limited
Buduchnist Credit Union Limited
Kindred Credit Union Limited
Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.
Deposit insurance in Ontario
Deposits at Ontario credit unions are protected up to $250,000 per insured category by Financial Services Regulatory Authority of Ontario (FSRA). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.
If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.
Full deposit insurance guideAt a glance
Looking beyond Ontario?
Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.