Best Credit Union
HISA Rates in St. John's 2026
Compare high-interest savings account rates at credit unions serving St. John's. Deposits at Newfoundland and Labrador credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador).
1
credit unions headquartered in St. John's
Unlimited
deposit insurance coverage in Newfoundland and Labrador
Verified
rates sourced from official credit union websites
HISA rates for St. John's residents
St. John's-headquartered credit unions first, then other Newfoundland and Labrador options. Rates sourced directly from official websites.
Public Service Credit Union Limited
Community Credit Union Limited
Reddy Kilowatt Credit Union Limited
Newfoundland and Labrador Credit Union
Atlantic Edge Credit Union Limited
Venture Credit Union Limited
Alterna Bank
Innovation Federal Credit Union
Coast Capital Savings
Rates shown are for standard non-registered savings accounts. Most credit unions serving St. John's require Newfoundland and Labrador residency or open-to-all membership; check eligibility before applying.
Deposit insurance for St. John's savers
Deposits at Newfoundland and Labrador credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.
This means even large balances in a HISA at a Newfoundland and Labrador credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.
Full deposit insurance guideAt a glance
Looking beyond St. John's?
See every credit union serving Newfoundland and Labrador, or compare HISA rates across the whole country.