Best Credit Union
Mortgage Rates in Alberta 2026
Compare 5-year fixed mortgage rates at Alberta credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
13
Alberta credit unions with published mortgage rates
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates in Alberta
Sorted lowest first. Rates sourced directly from each credit union's official website.
Servus Credit Union
Transcanada Credit Union
Lakeland Credit Union
Coast Capital Savings
Khalsa Credit Union (Alberta)
Christian Credit Union
Rocky Credit Union
Innovation Federal Credit Union
Bow Valley Credit Union
1st Choice Savings & Credit Union
Alterna Bank
Calgary Police Credit Union
Vision Credit Union
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Alberta?
Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.