Best Credit Union
Mortgage Rates in Nova Scotia 2026
Compare 5-year fixed mortgage rates at Nova Scotia credit unions. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
16
Nova Scotia credit unions with published mortgage rates
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates in Nova Scotia
Sorted lowest first. Rates sourced directly from each credit union's official website.
East Coast Credit Union Limited
Coast Capital Savings
Mosaik Credit Union Limited
Coastal Financial Credit Union Limited
Innovation Federal Credit Union
Alterna Bank
Nova Scotia Teachers Credit Union Limited
Inova Credit Union Limited
New Waterford Credit Union
Credit Union Atlantic Limited
St. Joseph's Credit Union Limited
Glace Bay Central Credit Union Limited
Caisse Populaire De Clare Limitée
Sydney Credit Union Limited
Cape Breton Credit Union Limited
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
Looking beyond Nova Scotia?
Some credit unions accept members from anywhere in Canada, though mortgage lending may still be limited by property location. Our national mortgage rate rankings include every credit union in our directory.