Best Credit Union
Mortgage Rates in St. John's 2026
Compare 5-year fixed mortgage rates at credit unions serving St. John's. Member-owned cooperatives that hold mortgages in-house, with no shareholder pressure on pricing.
8
credit unions with published mortgage rates available to St. John's residents
In-house
most credit unions hold your mortgage rather than selling it
No commissions
rates independently verified, no referral fees
5-year fixed mortgage rates for St. John's residents
St. John's-headquartered credit unions first, then other Newfoundland and Labrador options. Sorted lowest first within each tier.
Public Service Credit Union Limited
Community Credit Union Limited
Newfoundland and Labrador Credit Union
Atlantic Edge Credit Union Limited
Reddy Kilowatt Credit Union Limited
Coast Capital Savings
Innovation Federal Credit Union
Alterna Bank
Rates shown are for 5-year fixed conventional mortgages. Actual rates may vary based on loan-to-value, amortization period, and individual qualification. Always confirm the current rate directly with the credit union.
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