Best Credit Union
GIC Rates in Calgary 2026
Compare 1-year, 3-year, and 5-year guaranteed investment certificate rates at credit unions serving Calgary. GIC deposits at Alberta credit unions are protected with no dollar limit by Credit Union Deposit Guarantee Corporation (CUDGC).
100% safe
principal + interest guaranteed regardless of market conditions
Unlimited
deposit insurance coverage in Alberta
TFSA eligible
hold a GIC inside your TFSA for completely tax-free returns
Top GIC rates for Calgary residents
Calgary-headquartered credit unions first, then other Alberta options. Sorted by rate within each tier.
Most credit unions serving Calgary require Alberta residency or open-to-all membership. Check eligibility before purchasing a GIC.
1-Year GIC Rates
All 1-Year GICTranscanada Credit Union
Khalsa Credit Union (Alberta)
Calgary Police Credit Union
Servus Credit Union
Bow Valley Credit Union
Lakeland Credit Union
Vision Credit Union
1st Choice Savings & Credit Union
Vermilion Credit Union
Christian Credit Union
3-Year GIC Rates
All 3-Year GICTranscanada Credit Union
Khalsa Credit Union (Alberta)
Vision Credit Union
Bow Valley Credit Union
Servus Credit Union
1st Choice Savings & Credit Union
Lakeland Credit Union
Vermilion Credit Union
Rocky Credit Union
Christian Credit Union
5-Year GIC Rates
All 5-Year GICTranscanada Credit Union
Khalsa Credit Union (Alberta)
Vision Credit Union
Bow Valley Credit Union
Servus Credit Union
1st Choice Savings & Credit Union
Vermilion Credit Union
Lakeland Credit Union
Christian Credit Union
Rocky Credit Union
Rates shown are for standard non-redeemable GICs unless otherwise indicated. Always confirm the current rate directly with the credit union before purchasing.
Looking beyond Calgary?
See every credit union serving Alberta, or compare GIC rates across the whole country.