Best Credit Union
HISA Rates in Halifax 2026
Compare high-interest savings account rates at credit unions serving Halifax. Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC).
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credit unions headquartered in Halifax
$250,000 per insured category
deposit insurance coverage in Nova Scotia
Verified
rates sourced from official credit union websites
HISA rates for Halifax residents
Halifax-headquartered credit unions first, then other Nova Scotia options. Rates sourced directly from official websites.
Inova Credit Union Limited
Caisse Populaire De Clare Limitée
Valley Credit Union Limited
Sydney Credit Union Limited
Mosaik Credit Union Limited
East Coast Credit Union Limited
Acadian Credit Union Limited
Nova Scotia Teachers Credit Union Limited
Coastal Financial Credit Union Limited
Cape Breton Credit Union Limited
Credit Union Atlantic Limited
Alterna Bank
Innovation Federal Credit Union
Coast Capital Savings
Rates shown are for standard non-registered savings accounts. Most credit unions serving Halifax require Nova Scotia residency or open-to-all membership; check eligibility before applying.
Deposit insurance for Halifax savers
Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.
If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.
Full deposit insurance guideAt a glance
Looking beyond Halifax?
See every credit union serving Nova Scotia, or compare HISA rates across the whole country.